[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fx_trade-47-038":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_trade","初階外匯人員專業能力測驗——進出口外匯業務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_trade-47-038","47",38,"本國銀行在辦理簽發外幣直接保證的三角關係架構下，下列哪一關係人通常在國外？",[13,14,15,16],"指示人","保證人","受益人","申請人",2,"外幣保證",1,"本題考外幣直接保證三角關係中各當事人的所在地。直接保證的架構是：本國申請人（指示人）向本國銀行申請，由該銀行（保證人）直接對境外受益人簽發保證函。因此答案（C）受益人通常在國外，因為受益人多為交易對手或境外招標人、買方等，是保證欲擔保履約或付款的對象。（A）指示人即申請保證的本國廠商、（D）申請人與指示人常為同一方、（B）保證人為本國承作銀行，三者均在國內。相對於「間接保證」需透過受益人所在地的通知或轉開銀行居間，直接保證省去中間銀行，由本國銀行逕向國外受益人負責。因此三角關係中通常位於國外者為受益人，選（C）。","medium",[23,27,31,34,38,42],{"id":24,"question":25,"qno":26},"fx_trade-45-036","有關外幣保證中之「直接保證」架構，下列敘述何者錯誤？",36,{"id":28,"question":29,"qno":30},"fx_trade-45-037","下列何者非屬外幣保證簽發之型式？",37,{"id":32,"question":33,"qno":10},"fx_trade-45-038","依中央銀行規定，銀行不得接受下列何者之申請簽發外幣保證？",{"id":35,"question":36,"qno":37},"fx_trade-45-039","有關 STANDBY L\u002FC 之敘述，下列何者錯誤？",39,{"id":39,"question":40,"qno":41},"fx_trade-45-040","目前國內多數銀行於接受客戶之申請，簽發銀行保證或擔保信用狀時，大多要求客戶填妥下列哪一種文件？",40,{"id":43,"question":44,"qno":45},"fx_trade-45-041","於營建或工程標的完工一定期間，承包商依約定負責標的物之維修等，所提供之保證，稱為下列何者？",41,1787293948049]