[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-trust_law-62-032":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"trust_law","信託業業務人員信託業務專業測驗——信託法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"trust_law-62-032","62",32,"銀行經營信託業務應指撥營運資金，其金額至少不得低於新臺幣多少？",[13,14,15,16],"一千萬元","三千萬元","五千萬元","一億元",2,"信託業法",1,"銀行兼營信託業務時,並非另行設立獨立公司,而是在既有組織架構下經營,故須指撥一筆專用的營運資金作為信託業務的財務基礎,依規定其金額不得低於新臺幣五千萬元,以確保有足夠財力承擔受託管理的責任與可能發生的風險。(A)一千萬元與(B)三千萬元均低於此法定下限,不足以支撐信託業務的獨立運作;(D)一億元則高於實際規定的門檻,並非法定的最低指撥金額。此指撥的用意在於使信託業務具有獨立且充足的財源基礎,故正解為(C)五千萬元。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"trust_law-60-021","信託業之組織，除經主管機關許可兼營信託業務者外，以下列何者為限？",21,{"id":28,"question":29,"qno":30},"trust_law-60-022","信託業得辦理下列何種信託業務？",22,{"id":32,"question":33,"qno":34},"trust_law-60-023","銀行辦理信託業務必須優先適用下列何種法律？",23,{"id":36,"question":37,"qno":38},"trust_law-60-024","信託業辦理以開發為目的之土地信託經下列何者之同意，得以信託財產借入款項？",24,{"id":40,"question":41,"qno":42},"trust_law-60-025","有關信託業具運用決定權信託財產之規定，下列何者正確？",25,{"id":44,"question":45,"qno":46},"trust_law-60-026","依信託業法規定，下列何者不是信託業之利害關係人？",26,1787293928933]